Welcome to Titan Title!
As a full-service escrow company in Oklahoma, Titan Title & Closing of Oklahoma LLC merges experience, a dedicated team, and innovative technology solutions to offer you peace of mind with your escrow transaction.
Whether you are searching for a residential escrow agent, are buying a new home, are looking for a commercial escrow agent, or are considering refinancing; we have the experience to set your mind at ease.
Experience Makes the Difference
Agents, brokers, buyers, and sellers, all have many notable reasons to consider Titan Title & Closing of Oklahoma as their escrow experts.
We offer full service escrow services to Tulsa, Midtown, and surrounding areas including: residential escrow, commercial escrow, and refinancing.
We’ve built our team upon the following pillars:
- Integrity – We firmly believe in doing what is right; this means putting our clients’ interests first.
- Experience – Our solutions are based on thousands of successful escrow transactions.
- Employees – Highly motivated, flexible and trained professionals, who exceed expectation.
- Focus – When you choose Titan Title, you know your escrow is in capable hands.
- Service – We are diligent in understanding and answering the questions our clients have, before you even ask them.
5 Basic Steps to Closing
1. Starting the Process
A sales contract is signed by the buyer and seller and delivered to the (Closer) Escrow Officer, usually with a deposit check. The escrow is accepted by the Escrow Officer, often by written notation on the contract. The Escrow Officer starts the closing process by opening a title order. The file begins to be processed. Tax information, loan payoffs, survey (if necessary), homeowner/maintenance fees inspections/reports, and hazard and other insurances, as well as legal papers are ordered. A title search is ordered.
2. Title Search and Examination
This is a search make of the public records. Records searched include deeds, mortgages, paving assessments, liens, wills, divorce settlements and other documents affecting title to the property. Title examination is the examination of the documents found during the title search that affect the title to the property. This is when verification of the legal owner is made and the debts owed against the property are determined. Upon completion of the search and examination, a title commitment/preliminary report is prepared, reviewed and sent out to interested parties.
3. Document Preparation and/or Request to Produce
The Escrow Officer reviews the new lender’s instructions and requirements, reviews instructions from other parties to the transaction, reviews legal and loan documents, assembles charges, prepares closing statements, and schedules the closing.
4. Settlement or Closing the Transaction
The Escrow Officer oversees closing of the transaction. The seller signs the deed and closing affidavit. The buyer signs the new note and mortgage. The old loan is paid off. The seller, real estate agents, attorneys and other parties present at the closing of the transaction are paid.
After the signing has been completed, the Escrow Officer will forward payment to any prior lender, and pay all parties who performed services in connection with your closing (if they have not been paid). The transaction documents are recorded in the county in which the property is located. Title insurance policies are prepared and sent to the new lender and to you. This all happens without any further actions by the buyer or seller.
Titan Title & Closing LLC